A car lien is a legal claim against a vehicle that secures payment of a debt or other obligation. It allows the holder of the lien to repossess and sell the vehicle in order to satisfy their debt if it is not paid. Depending on local laws, liens may be placed against vehicles for unpaid taxes, parking tickets, repair bills, storage fees, and more. When considering a car lien, it is important to know who holds the lien and why it was created in the first place. Additionally, one should determine whether the lien has been released or discharged by the original creditor before purchasing a vehicle with an active lien. Finally, one should research local laws and regulations regarding car liens in order to understand their rights and obligations.

If your car has a standing lien, you can do any of the following to resolve it and claim full ownership:
  1. Pay off the lien in full. This is the most straightforward way to resolve a car lien and gives you immediate ownership of the vehicle.
  2. Get a loan to pay off the lien. If you don’t have the funds available, you can take out a loan to pay off the lien. Be sure to shop around for the best rates and terms before signing any agreement.
  3. Negotiate with the lienholder. You may be able to negotiate with the lender in order to reduce or eliminate your debt on the car.
  4. Seek legal help if necessary. If negotiations fail, you may need to seek legal advice in order to resolve a car lien.