The NICB VINCheck or Stolen Vehicle Check is a useful tool for determining if a vehicle has been reported stolen by checking insurance records from companies that participate in the program. This feature provides basic protection for used car buyers by identifying vehicles that might have been stolen but not yet recovered. However, the tool’s utility is limited to this specific function and does not extend to other important aspects of a vehicle’s history. It does not provide crucial details such as title records, accident history, or open recalls, which are vital for assessing the overall condition and legitimacy of a vehicle.

Because of these limitations, the NICB Stolen Vehicle Check offers only a partial view of a vehicle’s background. Buyers relying solely on this tool may miss critical information that could impact their purchasing decision, such as past accidents, unresolved safety recalls, or issues with the vehicle’s title. Additionally, the NICB tool does not access law enforcement databases or records from non-participating insurers, further restricting its coverage. As a result, buyers might overlook potential red flags and face unexpected complications after purchasing a vehicle, underscoring the importance of using a more comprehensive vehicle history report.